:root{--navy:#0f2a47;--navy2:#16365c;--gold:#c9a45c;--gold2:#e6cc8f;--ink:#1d2733;--muted:#5b6878;--bg:#f6f8fb;--line:#e1e7ef;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter","Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:16px}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
header.nav{position:sticky;top:0;z-index:10;background:rgba(15,42,71,.96);backdrop-filter:blur(6px);color:#fff}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:700;letter-spacing:.06em}
.brand img{width:38px;height:38px}.brand small{display:block;font-weight:400;font-size:11px;letter-spacing:.14em;color:var(--gold2)}
.nav nav a{text-decoration:none;margin-left:24px;font-size:14px;opacity:.85}.nav nav a:hover{opacity:1;color:var(--gold2)}
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(201,164,92,.25),transparent 60%),linear-gradient(135deg,#0f2a47 0%,#16365c 55%,#1e4a78 100%);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:88px;padding-bottom:88px}
.eyebrow{display:inline-block;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold2);border:1px solid rgba(230,204,143,.45);padding:6px 12px;border-radius:999px}
.hero h1{font-size:clamp(32px,4.6vw,52px);line-height:1.12;margin:18px 0 16px;font-weight:750}
.hero h1 span{color:var(--gold2)}
.hero p.lead{font-size:18px;color:#d5dfeb;max-width:560px;margin:0 0 28px}
.btn{display:inline-block;padding:13px 24px;border-radius:10px;text-decoration:none;font-weight:600;font-size:15px}
.btn.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)}
.btn.ghost{border:1px solid rgba(255,255,255,.4);color:#fff;margin-left:10px}
.facts{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:34px;font-size:13px;color:#b9c7d8}
.facts b{color:#fff;font-weight:600}
.hero img.art{width:100%;max-width:520px;justify-self:end;filter:drop-shadow(0 30px 40px rgba(0,0,0,.25))}
section{padding:84px 0}section.alt{background:var(--bg)}
.kicker{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:700}
h2{font-size:clamp(26px,3vw,36px);line-height:1.2;margin:10px 0 16px;color:var(--navy)}
p.intro{color:var(--muted);max-width:720px;font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:0 6px 24px rgba(15,42,71,.05)}
.card h3{margin:14px 0 8px;color:var(--navy);font-size:19px}.card p{margin:0;color:var(--muted);font-size:15px}
.icon{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),#2a5b8e)}
.icon svg{width:26px;height:26px;stroke:var(--gold2);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.about-box{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:var(--r);padding:30px}
.about-box dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:12px 20px;font-size:15px}
.about-box dt{color:var(--gold2);font-weight:600}.about-box dd{margin:0;color:#e3eaf3}
ul.check{list-style:none;padding:0;margin:18px 0 0}ul.check li{padding-left:30px;position:relative;margin:10px 0;color:var(--ink)}
ul.check li:before{content:"";position:absolute;left:0;top:6px;width:18px;height:18px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2))}
ul.check li:after{content:"";position:absolute;left:6px;top:10px;width:5px;height:8px;border:solid var(--navy);border-width:0 2px 2px 0;transform:rotate(45deg)}
.focus .card{border-top:4px solid var(--gold)}
.tag{display:inline-block;background:#eef3f9;color:var(--navy2);font-size:12px;padding:4px 10px;border-radius:999px;margin:4px 6px 0 0}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.step:before{counter-increment:s;content:"0" counter(s);font-weight:800;font-size:28px;color:var(--gold);display:block;margin-bottom:6px}
.step h3{margin:0 0 6px;font-size:17px;color:var(--navy)}.step p{margin:0;color:var(--muted);font-size:14.5px}
.contact{background:linear-gradient(135deg,#0f2a47,#1e4a78);color:#fff;text-align:center}
.contact h2{color:#fff}.contact p{color:#d5dfeb;max-width:620px;margin:0 auto 26px}
.mail{display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--navy);padding:14px 26px;border-radius:12px;font-weight:700;text-decoration:none;font-size:18px}
footer{background:#0a1e33;color:#9fb0c4;font-size:13.5px;padding:34px 0}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px}
footer b{color:#fff}
@media (max-width:900px){
 .hero .wrap,.grid2{grid-template-columns:1fr}
 .hero img.art{justify-self:center;max-width:380px}
 .grid3{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}
 .nav nav{display:none}section{padding:60px 0}.hero .wrap{padding-top:56px;padding-bottom:56px}
}
@media (max-width:520px){.steps{grid-template-columns:1fr}.btn.ghost{margin:10px 0 0}}